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Showing posts from February, 2009

What would YOU do?

By mediagonebad Suppose you have a health insurance plan such as Mail Handlers and your employer, the Veterans Administration, required you to opt-out of Medicare if you took it. You pay your premiums, your co-pays and your prescription costs. You visit your doctor regularly and you have lab work. Then maybe you have an X-Ray and visit the emergency room. You may even have surgery which requires a hospital stay and your plan pays 80/20 after you meet a certain deductible. Things are basically going O.K. and you have managed to keep up with the costs and pay your bills. You may go on like this for years and your premiums keep going up. You are retired, stay active, and don’t think too much about your insurance. After all, it has been there for you when you needed it. Then BAM! You have a stroke or another illness that requires a hospital stay and extensive aftercare and physical therapy. It may even require time in a nursing home. THEN you discover that you have to fight with